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These inquiries may include asking you for further information, requiring you to provide a taxpayer identification number, requiring you to take steps to confirm ownership of your email address or financial instruments, ordering a credit report, or verifying information you provide against third party databases or through other sources. 200 Portage Ave For more information, see the Information from Third Parties Section. By enrolling in Tip Yourself, you may transfer a chosen dollar amount from your Bank Account to an account that you have with us, your Tip Yourself Account. This assignment applies only to interest earned on the funds held in your Tip Yourself Account, and nothing in these Terms of Service grants us any rights to the principal of the funds held in your Tip Yourself Account. An Earnin account will let you: You also agree to provide accurate profile information, including, as applicable, your name, physical address, email address (Profile Information). You will indemnify and hold Activehours harmless from any claims by any other owner of the account. Community members may start between a $50 to $250 Pay Period Max. Generally you will receive your Cash Out within the next 2-3 Banking Days after you have submitted your request. To opt out of the Cash Back Rewards and unlink your cards, you must follow the steps below: Earnin reserves the right to alter these UGC Terms of Use without advance notice by posting a revised UGC Terms of Use. At Activehours, Inc. d/b/a Earnin (Earnin), we believe that visitors to the Earnin website and/or mobile application and Earnin Community Members (Community Members,) (collectively you or your) deserve clarity and transparency as to how Earnin uses your Personal Information. Please note that we are not a financial adviser, and the Tip Yourself services are not intended to provide financial advice. At Earnin, we care about the financial well-being of all our community members. If we have not verified the Required Identifying Information that you have provided to us, you have not provided all the Required Identifying Information, or you have not completed the account registration process, you may be unable to use Earnins Services and Site. These terms of service ("Terms of Service") constitute a legal agreement between you, and ActiveHours, Inc., d/b/a Earnin (Earnin) governing your use of the Site and the Services. We may also send an email to you at the email address you have provided to us. When you register for Tip Yourself and from time to time thereafter, we may require you to provide and/or confirm the information and documentation that will allow us to identify you, including Required Identifying Information. How can I access the Earnin app if I wish to travel outside the U.S? You can turn Balance Shield on or off, and/or edit your pre-selected voluntary payment amount at any time. We will debit any payments authorized by you for Cash Outs, Max Boost and Balance Shield Cash Out directly from your Bank Account on the day of your next regularly scheduled paycheck. We do not sell your Personal Information. Earnin uses Personally Identifiable Information we collect to provide the Services, help us verify your identity, set up your account, and provide you with customer service. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our web design and functionality. In some circumstances, we may work with third parties to provide services on our Website. You agree that by submitting documents, including documents containing medical and insurance information, for Medical Bill Review, you are disclosing the documents to us and expressly authorize us to review the contents of each document. Attn: Compliance Team i got you, here is mine: https: //earnin. A Sub-Deposit Account will be a deposit obligation of the Insured Depository Institution that maintains the Sub-Deposit Account; provided, this does not modify our obligation to repay all amounts you deposited in your Account. You can scroll to select the device, use the Search box to look up the device by name, or the Categories in the panel on the left. Deposit accounts are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. BY REPLYING #YESEARNIN, YOU ARE ENTERING INTO AN AGREEMENT WITH EARNIN AND AGREE TO BE BOUND BY THESE UGC TERMS OF USE, WITHOUT LIMITATION OR QUALIFICATION. You may not receive a credit if it is not posted by your card issuer. Please visit the One Click Politics Privacy Policy or the FiscalNotes Privacy Policy to learn more about how your information is shared. When using Earnin, community members may start with up to $250 Pay Period Max. Earnin will not engage in any debt collection activities if the amount of the Cash Out is not repaid on the scheduled date, place the amount of the Cash Out as a debt with, or sell it to a third party, or report to a consumer reporting agency concerning the amount of the payout. I can't wait to see my max boost increase with time! While we contractually require our third-party providers to protect your Personal Information in accordance with this Privacy Policy, please note, that we do not own or control such providers and cannot guarantee their compliance. Activehours also allows you to access earned wages prior to payday in order to help you minimize overdrafts by automatically sending you a payout between $.01 and $100 every time we see that your bank account balance has fallen below $100 (Balance Shield). Earnin may use and store the content for the purpose of providing the Service to you. The words "we", "us", "our" and any other variation thereof refer to Earnin. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Allow Pay it Forward chain members to exchange Thank You messages with you via push notification and/or email if you have opted-in to messaging from Earnin. California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits those of you who are California residents to request and obtain from us once a year, free of charge, information about the Personal Information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. Any past, present, or future claim, dispute, or controversy involving you (or persons claiming through or connected with you), on the one hand, and us on the other hand, relating to or arising out of this Agreement, any marketing that led to consummation of this Agreement, and/or the activities or relationships that involve, lead to, or result from this Agreement, regardless of whether they arise from contract; tort (intentional or otherwise); consumer protection laws; a constitution, statute, common law, or principles of equity; or otherwise will be governed by the laws of the State of California without regard to its conflict or choice of laws provisions. All funds associated with your deposit account are held by Evolve Bank & Trust. We may place funds to enhance our business objectives and for balance sheet management without any benefit to you, including increased FDIC deposit insurance coverage. Earnin may aggregate and modify Personal Information in a manner that does not personally identify you or any other individual and therefore is no longer Personal Information. Earnin may aggregate and modify Personally Identifiable Information in a manner that does not personally identify you or any other individual and therefore is no longer Personally Identifiable Information. For example, we may use this non-Personal Information to generate aggregate user statistics, create infographics and other data graphs, train artificial intelligence models, demographic information, and usage information. Pay Outs. All such information is governed by Evolve Bank & Trusts Privacy Policy. Health Aid. At ActiveHours, Inc. d/b/a Earnin (Earnin), we are building a financial system that works for people and is based on our goal to be fair and transparent. You may text stop to opt out at any time. . GENERAL INFORMATION Your maxes are determined based on an evaluation of a number of factors we have identified that we believe are related to evaluating your financial health. You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. These Terms of Use are personal to you and may not be assigned or transferred by you for any reason whatsoever without Earnins prior written consent; and any action or conduct in violation of the foregoing shall be void and without effect. Tel. When you make a request for your Personal Information, we will include a list of the categories of Personal Information that we may have disclosed about you, as well as the categories of third parties to whom your Personal Information may have been disclosed. Information from Third Parties We may receive information about you from third parties, such as your financial institutions, identify verification services providers, and payment processors. Non-Personal Information (Aggregated and Anonymized Data) No system, however, is perfectly secure and, therefore, we recommend that, when you register for our Site and use our services, you take reasonable steps to secure your personal information, including using use a unique password that you do not use on other Sites. California Consumer Privacy Act We will review your Tip Yourself Account and transaction activity at various times, including when you initiate a transfer of funds into or out of your Tip Jar(s). Over time, based on a number of factors, a person's Max can adjust to range from $50 to $500. Security When you use Health Aid, we ask that you provide us with: If the medical bill is accepted by Health Aid for Medical Bill Review, we will use the information you provide to contact the medical provider and their representatives on your behalf to learn about opportunities to reduce your payment obligations. Upon notice of termination, we will return any remaining balance in your Tip Yourself Account to your Bank Account through an ACH transfer and you will no longer be able to use your Tip Yourself Account or Tip Yourself. Earnin may post a notice on the Earnin Site if a security breach occurs. Legal Department 200 Portage Ave. These Terms of Service, and your relationship with Activehours under these Terms of Service, will be governed by the laws of the State of California without regard to its conflict or choice of laws provisions. If a counter-notice is received by the DMCA Agent, Earnin may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. Rewards will be available to payout 3-5 days after making a Qualified Purchase and each payout will take an additional 3-5 days to be reflected in your associated bank account. We are actively working to support more banks as we continue to grow, and we encourage you to check back at a later time to see if your bank has been added to our list. You may also contact us with any privacy related questions you may have. You agree to maintain a balance that is sufficient to fund all payments that you initiate. By requesting a Pay Out or turning on Balance Shield, you authorize us to initiate debit and credit entries to your bank account, or if you link a debit card to your account, you authorize us to charge your debit card, for all payments due to us. ActiveHours, Inc. d/b/a Earnin Verified Employer - an employer that (1) has a fixed work location in which you work out of (unfortunately at this time we are unable to support residential work locations) or an online/electronic timekeeping system at work; (2) is paying you on a regular pay schedule (weekly, bi-weekly, semi-monthly, monthly); and (3) is paying up to 50% of your earnings into your Bank Account. Rewards will be available to payout 3-5 days after making a Qualified Purchase and each payout will take an additional 3-5 days to be reflected in your associated bank account. As a granter, you'll have one Boost. We may limit the amount we send you for Balance Shield at any given time or over a period of time. Health Aid is for informational purposes only and does not guarantee any results. Once you upload a medical bill, Activehours will first determine if the bill is eligible for the Medical Bill Review Service, and then if Activehours determines your bill is eligible for the service, Activehours will send you an update within 48 business hours with either a final report of any available options to lower your medical bill payments that it was able to learn, or requesting further action from you in order to learn what options are available. More information about how we use this third party information can be found in Section C: Information from Third Parties. Visa, MasterCard, and American Express Corporate cards, Visa, MasterCard, and American Express Purchasing cards, non-reloadable prepaid cards, government-administered prepaid cards (including EBT cards), healthcare (including Health Savings Account (HSA) or Flexible Spending Account (FSA) or insurance prepaid cards, Visa Buxx, and Visa-, MasterCard-, and American Express-branded cards whose transactions are not processed through the Visa U.S.A. payment system, MasterCard payment system, and/or American Express payment system are not eligible to participate. Can someone B4B with me https://earnin.app.link/ fCHS6mh9mtb. If you would like to opt out of card linking and transaction monitoring in connection with the program, please follow the steps below. If you provide us a debit card, you can Cash Out with Lightning Speed, a service that enables funds associated with Cash Outs to be expedited. If you do not, or cannot provide timesheets, you can use Automatic Earnings, which can automatically track your earnings, and add them to your Earnin account based on your work address. https:// earnin.app. This Privacy Policy does not apply to the practices of the third-party services or applications, including third parties with which we partner and may make information available to. If at any time you do not wish to receive the Messages, you have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails and turn off notifications using the functionality made available in the browser, application or device settings. Bank will transfer funds it receives from you to or from each Sub-Deposit Account in its sole discretion, and will, in its sole discretion, determine the amount of funds to deposit in and withdraw from each Sub-Deposit Account. For California residents, Earnin will respond to your information or deletion request within 45 days, though we may request an additional 45 days if needed. 260 Sheridan Avenue For each piece of Content you submit, you acknowledge and agree that: TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, Earnin, ANY THIRD PARTY SUBLICENSEE OF Earnin, AND ITS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS AND AGENTS, ARE NOT LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF OR RESULTING FROM THESE UGC TERMS OF USE, INCLUDING WITHOUT LIMITATION, DAMAGES FOR HARM TO BUSINESS, LOST PROFITS, LOST SAVINGS, OR LOST REVENUES, HOWEVER SUCH DAMAGES ARE CAUSED AND WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY. Bank will generally transfer the requested funds from your Sub-Deposit Account to your Checking Account within two Business Days of when we receive your request. Earnin may use your Personal Information to facilitate transactions and activities that need to occur for the Services to take place, such as: Generally, we may use the information we collect from you or that you provide to us: We do not sell your Personal Information. This policy was written in English, to the extent a translated version conflicts with the English version, the English version controls. UNDER NO CIRCUMSTANCES WILL Activehours OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS) BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED, OR PUNITIVE DAMAGES YOU MAY INCUR IN CONNECTION WITH THE SITES, THE SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards, YOUR USE THEREOF, OR ANY OF THE USER SUBMISSIONS, INFORMATION, DATA, OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON THE SITES, OR ANY ERRORS, DEFECTS, INTERRUPTIONS, DELETIONS, OR LOSSES RESULTING THEREFROM, INCLUDING LOSS OF PROFIT, REVENUE, OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OR USE OF THE SERVICE, EVEN IF Activehours HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. By using our service, you grant Activehours and MX the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. detect, prevent and investigate actual or suspected fraud, hacking, infringement, or other misconduct involving the Tip Yourself Service. Earnin does not currently respond to DNT Signals. By using our service, you grant Activehours and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. Any feedback, questions, comments, suggestions, ideas, or the like that you send to Activehours will be treated as being non-confidential and nonproprietary, and Activehours will be free to use such information for any purpose whatsoever including developing, manufacturing, and marketing products and services incorporating the information. This review checks for, among other things, suspicious or illegal activity, and whether your Tip Yourself Account activity complies with these Tip Terms of Service. Please and thank you, Scan this QR code to download the app now. You represent and warrant that you have the right to authorize us to charge your account for payments due to us under these Terms. FiscalNote and/or other similar programs, collects the following information from you and shares it with Earnin: This information is used to help determine your local, state and federal representatives and direct your emails and calls to the appropriate representative or third party. I am reliable and have a steady job but I could use the extra cash for small car problems. https://earnin.app.link/Pedro3497 If you are a earnin user who has cashed out, all I need Pay Outs. All Communications in either electronic or paper format will be considered to be "in writing." If Earnin learns of a systems security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. We also use some of this information to improve our Services, the Website and App, provide you with advertisements and to develop new services and let you know they are available. Any feedback, questions, comments, suggestions, ideas, or the like that you send to Earnin will be treated as being non-confidential and nonproprietary, and Earnin will be free to use such information for any purpose whatsoever including developing, manufacturing, and marketing products and services incorporating the information. You may also email us if you wish to deactivate your account, but even after you deactivate your account, we may retain archived copies of information about you for a period of time that is consistent with applicable law. Email: legal-notices@earnin.com. Activehours will submit information including usernames and passwords that you provide to log you into the site. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITES AND SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards, IS AT YOUR SOLE RISK. Confirmed: Marsch makes Maximilian Wober decision as Cardiff City v Leeds United lineups emerge. we may close, suspend, or limit your access to your account or ability to use the Sites or Services; we may update inaccurate information you provided us; we may decline to allow you to use the Sites or Services in the future; we may take legal action against you; however, with respect to any Cash Outs, Max Boost or Cash Out for Balance Shield, we will not engage in collection efforts to collect payments due to us, place the outstanding amount as a debt with, or sell it to, any third party, or report your repayment history to a credit bureau or other consumer reporting agency; and. We make no effort to review such information for any purpose, including, but not limited to, accuracy, legality, or non-infringement. You agree to maintain a balance that is sufficient to fund all payments you initiate. To ensure that the Earnin Site and Services work, we may need to share your Personal Information with third parties and service provides, as well as other users. Once you upload a medical bill, we will review and notify you if the medical bill is ineligible. https://earnin.app.link/oMDqo1kDAwb #earnin #boost #boost4boost. An "Offer" is the cash back percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated. You are not required to pay any fees or charges to use any of the Earnin Services. Here are a few reasons the Boost feature may not be appearing for you on the app: You've already requested a Boost in this pay period. By using Medical Bill Review, you also agree to waive any rights you may have to prevent Activehours from disclosing the content of the documents to your medical provider, or their representatives, on your behalf for the purpose of learning about available payment options to lower your medical bill payments. We use third party information to supplement the information we collect about you through the Services in order to enhance our ability to serve you, to tailor our features to you, and/or offer you opportunities to use new Services or features that we believe may be of interest to you. Great community app for helpers. Without limiting anything set out above, you hereby release each of the Indemnified Parties from all damages, liability, claims, actions, demands and costs of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with these UGC Terms of Use. Your access to this page through your device verifies that your device meets these requirements. Activehours IS NOT A FINANCIAL PLANNER, BROKER, OR TAX ADVISOR. We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently the Earnin Site or the Services with or without notice. 2. Cash Out. No advertisement, promotional media, or other material in any media containing your Name and/or Likeness related to the Content need be submitted to you for any further approval for use by the Licensed Parties, and the Licensed Parties shall be without liability to you for any distortion or illusionary effect resulting from the publication of your Name and/or Likeness. Your maxes are determined based on an evaluation of a number of factors we have identified that we believe are related to evaluating your financial health. Can anyone in the Earnin Community help me boost my Max? I am thankful for the supplemental income from DoorDash. If Activehours, in its sole discretion, believes that you may have engaged in any activities restricted by these Terms of Service or by law, we may take various actions to protect Activehours, other users, and other third parties from fees, fines, penalties, and any other liability. At ActiveHours, Inc. d/b/a Earnin (Earnin), we are building a financial system that works for people and is based on our goal to be fair and transparent. Please visit the Privacy Policy to learn more about how your information is shared. attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Site or the Service. Does Earnin retain your data for as long as we need it unless you request deletion? UNLESS OTHERWISE EXPRESSLY SET FORTH IN THESE TERMS OF SERVICE, Activehours'S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO US $500.00 (FIVE HUNDRED UNITED STATES DOLLARS). Does Earnin track your browsing activities on other sites? This information is used to improve the delivery of the Earnin Site and Services and tailor communications to you. Information We Collect Automatically If you participate in Earnins Advocacy and Engagement program, Earnin will provide your location information to One Click Politics. We may also receive information about you from records held by third parties, such as marketing-related or demographic information. Each member is expected to post their link and boost others who they see need a boost. These Terms of Service represents the entire understanding and agreement between you and Earnin regarding the subject matter of the same, and supersedes all other previous agreements. Depending on your bank, if you provide us your debit card information or banking routing number and Bank Account information, you can Cash Out with Lightning Speed, a service that enables funds associated with Cash Outs to be expedited. THE FOREGOING LIMITATIONS SHALL APPLY REGARDLESS OF WHETHER YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH INJURY, DAMAGES, LOSSES OR EXPENSES. A Qualified Purchase is a purchase from a participating merchant using your registered card in accordance with the terms of the Offer and these Terms. Do we share your data with third party partners? Very, it can wanted 10 days to get a great deal resources making Boost You probably know this song by Boost your happiness and reduce your stress. If you believe that either your credentials or a device that you use to access the Site and/or our Services has been lost or stolen, that someone is using your account without your permission, or that an unauthorized transaction has occurred, you must notify us IMMEDIATELY at support@earnin.com or live chat the Earnin team via the mobile app. If you are unsure or have questions please contact us by emailing support@earnin.com or using live chat with the Earnin team via the mobile app. Can Earnin app be used outside of the U.S? For example, Earnin may use this information to display ads on Services on third-party websites. Nevada State Bill 220. Allows you to set an alert to have Earnin send you a notification when your Bank Account falls below an amount that you set ($0-$400) to help you monitor your bank account balance. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF SERVICE, YOU MAY NOT ENROLL IN EARNIN CASH BACK REWARDS, ACCESS OR USE THE SITE OR THE SERVICES. you are not of legal age to form a binding contract with Earnin; you are prohibited by law from receiving or using the Services; or, YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY; and. All covenants, agreements, representations and warranties made in these Terms of Service will survive your acceptance of these Terms of Service and the termination of these Terms of Service. Learns of a systems security breach occurs are not required to Pay any fees or charges to use any the... If you participate in Earnins Advocacy and Engagement program, please follow the steps below Bank... Have a steady job but I could use the extra Cash for small car problems for Balance Shield at given! See the information from third Parties of providing the Service to you stop to opt out of card and! 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