Grow your points balance by using your card as the primary payment method for: Use points toward your next getawaytheyre worth 50% more when you redeem them for travel through Chase Ultimate Rewards. Points & Miles Transfer Partner Calculator Tool, Get Pre-Qualified Offers With No Impact To Your Credit Using CardMatch, Capital One Venture X Rewards Credit Card, View All Top Partner Offers For January 2023, Redeeming points for travel through Chase Ultimate Rewards, 1-to-1 transfer partner of all major credit card rewards programs, values Hyatt Points at a (generous) 1.8 cents each, values Marriott Bonvoy Points at 0.7 cents, Point transfers to airline and hotel partners, Booking travel through Chase Ultimate Rewards, Gas Stations, Grocery Stores, and the card's Annual Fee, Chase Sapphire Preferred, Chase Freedom, Chase Freedom Flex, Freedom Unlimited, Chase Ink Business Preferred and Ink Plus, Internet, cable, phone services, and shipping, Ink Business Cash Credit Card, Ink Business Unlimited Credit Card, Travel through Chase Ultimate Rewards with other Chase-branded credit cards. The card details on this page have not been reviewed or provided by the card issuer. They are for illustrative purposes only. These cards offer general rewards that can be used towards a number of different redemptions including cash back, statement credits, travel, gift cards, and more. Do note that you will not earn bonus points on travel purchases until after you use the annual $300 travel credit. Your points have more value when you redeem them for statement credits after making purchases within select rotating categories. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0150 (one and a half cents), which means that 100 points equals $1.50 in redemption value, and points are worth 50% more than if redeemed for cash. Cash back is one of the most flexible form of rewards and most easy to understand. You can easily get 1.25 to 1.5 cents redeeming directly through Chase Ultimate Rewards or even higher value transferring to Chase's airline and hotel partners. Receive up to $300 in statement credits as reimbursements for travel purchases charged to your Chase Sapphire Reserve card each account anniversary year. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. Chase Ultimate Rewards points are worth at least 1 cent per point in value that's the baseline rate at which you can cash out points for a statement credit. "name": "Chase Sapphire Reserve Card Benefits \u0026 Rewards", The value you get out of point transfers will depend on which partner you're transfer points to and how you redeem them with that partner. More specifically: When you redeem for travel through the Chase Ultimate Rewards travel portal, the Chase Sapphire Reserve value is 1.5 cents per point. Apply now: Chase Sapphire Reserve with an 80,000-point bonus. Since British Airways is part of the oneworld Alliance, you can use Avios on short-haul trips with oneworld partners such as American Airlines and Alaska Airlines. If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience. It is a costly hotel that only requires a few amount of points to book. Pros of the Chase Sapphire Reserve A generous welcome bonus The $300 annual travel credit is flexible and easy to use Ultimate Reward Points transfer to 14 airline and hotel partners The. That same flight through Delta is a whopping 210,000 Delta SkyMiles plus the same $55.25 in taxes. It's secure, convenient and reduces clutter. Pay no foreign transaction fees when you use your card outside the United States.6 For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees. Another formidable competitor to the Sapphire Reserve is the Capital One Venture X Rewards card. Beyond that, the $300 travel credit effectively brings the true cards annual fee down from $550 to $250. Enter total amount of authorized users. This is the best value you'll get out of the card if you don't own the Chase Sapphire Reserve, Chase Sapphire Preferred, or Ink Business Preferred. Gopuff quickly delivers drinks, snacks and other household essentials straight to your doorstep. Earn 1x15x bonus points at more than 450 popular retailers with Shop through Chase.16, Redeem points for statement credits toward eligible gas station and grocery purchases by Mar. If you want higher value, several of Chase's partners can offer as much as 2 cents or more per point for premium and First/Business class redemptions with 5-star airlines. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. Earn 3X points on other dining at restaurants, including eligible delivery services, takeout and dining out. And while Capital One has great transfer partners, there is still room for improvement when compared to Chase. You can also obtain higher values transferring points to Chase's airline and hotel partners. This site is informational and meant to provide help in calculating points with various programs. These cards are part of the same family and generally earn the same type of rewards. The Chase Pay Yourself Back feature allows you to use points to offset purchases made to select Chase credit card. Enjoy special benefits at a variety of hand-selected, hotels and resorts worldwide7, Enjoy great benefits like a VIP welcome and complimentary breakfast daily at select properties with Relais & Chteaux, a prestigious collection of luxury properties in over 60 countries. Card Rating*: . Welcome bonus: Earn 60,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first three months from account opening.TPG values this bonus at $1,200.. American Express cut these restaurants from its Priority Pass benefit, but Chase Sapphire Reserve cardholders will continue to get free food (usually ~$28 per person) at all of these locations. Search for a credit card by name, rewards program, or the rewards currency it earns. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This website does not include all card companies or all card offers available in the marketplace. Transfer points to participating frequent travel programs at a full 1:1 valuethat means 1,000 Ultimate Rewards points equals 1,000 partner miles/points. 100,000 Ultimate Rewards Points has an average value of $1,250 to $1,500 towards travel. Thats equivalent to nearly three years of the annual fee. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. Get your statement online. This benefit requires a one-time enrollment. Once you factor in the $300 travel credit, the annual fee difference between the two cards is $155 ($250 versus $95). Using one point to get a discount off a purchase is a value that can't be beat. This is the best value you'll get out of the card if you don't own the Chase Sapphire Reserve, Chase Sapphire Preferred, or Ink Business Preferred. The calculations below are from TPG and not provided by the issuer. Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Cardmembers can stay a little longer with a complimentary 4th night, receive room upgrades and late check outs, along with priority access to cabana reservations, a $30 food and beverage credit and much more.10. Although you wont have access to Delta Sky Clubs (as you do with The Platinum Card from American Express when flying Delta) or American Airlines Admirals Clubs (as you do with the Citi / AAdvantage Executive World Elite Mastercard), the Sapphire Reserve does include a Priority Pass Select membership, which gets you into more than 1,300 airport lounges around the world. This will depend on your spend habits. Chase Sapphire Reserve Ultimate Rewards points earned with the Chase Sapphire Reserve can be redeemed for a value of 1.5 cents each towards travel booked through Chase Ultimate Rewards. Please review its terms, privacy and security policies to see how they apply to you. When you make a charge with your credit card outside of the U.S., many card issuers will charge you a foreign transaction fee which is typically around 3% of the purchase price. 5 points per dollar on flights purchased through Chase Travel. But on occasion, Chase will offer an elevated welcome. Book travel through Ultimate Rewards and if a seats available, its yours. Points must first be transferred to an Ultimate Rewards credit card that is capable of transferring points to partners. If you've opened up more than 5 new accounts in the last 24 months, it may be hard to get approved for the Chase Sapphire Reserve and other Chase credit cards. Previously, Chase offered an option to link two household member's accounts online. If the calculator doesn't load after a few seconds. Continue with Recommended Cookies. Enjoy exclusive spaces, food, drinks, Wi-Fi and other benefits while traveling or attending Chase Sapphire events. Some card offers that appear on this site are from companies from which this website receives compensation. You can earn Ultimate Rewards points using the following cards: Credit Card. The Singapore Airlines KrisFlyer program has a lot of sweet spots, but their most sought after product is their premium in-air suites. This is particularly great for trips between the US West Coast and Hawaii. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. Related: Chase Sapphire Preferred vs. Chase Sapphire Reserve: Which card is right for you? Use your Ultimate Rewards points to pay for all or part of your purchases with popular brands like Apple18 and Amazon.com.19. The table below shows how the value increases as you earn more points throughout the year. "@type": "WebPage", However, for other travel purchases, as well as dining spending, youre getting just 1 point per dollar, compared to the Sapphire Reserves 3 points per dollar. You can calculate the cash value of the Chase Sapphire Reserve alongside up to two other credit cards from any issuer. Plus, the points the Chase Sapphire Reserve earns are more valuable. Most programs have at least a few sweet spots while others offer multiple routes for great to superb redemption value. It's fast, easy and secure! That's $750 when you redeem through Chase Ultimate Rewards. The value you get out of transferring your points to Chase's airline partners will vary. Annual Fee. Additional reporting by Ryan Wilcox, Madison Blancaflor and Christina Ly. Si tiene alguna pregunta, por favor llame al nmero indicado en el reverso de su tarjeta. Luckily, many credit cards waive foreign transaction fees which is great if you're looking to earn rewards on international spending and travel. If you're flexible in booking your flights, you can fly business class to Europe starting at 60,000 to 70,000 miles per direction flying United and their partners. 31, 2023.17. Loyalty is reflected by a blue LOY image. Find The Best Credit Cards Based On Your Monthly Spend. This includes any kind of new account and not just new credit card accounts. Points earned with the card are worth 1 cent each on average. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. You can be reimbursed for eligible items that the store wont take back within 90 days of purchase, up to $500 per item, $1,000 per year.21, Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less.21. The premium rewards card launched in November 2021 and carries an annual fee of $395, much lower than both that of the Reserve and Platinum Amex. If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000. 10 points per dollar on hotels and car rentals purchased through Chase Travel. This benefit is available to cardholders once every four years, and if you have already enrolled, you can use the credit to cover the application fee for a friend or family member. 2023 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. The Chase Sapphire Reserve is one of the best rewards credit cards of all time. Most top rewards programs max out at 1 cent in value when redeeming points through travel portals. 3 points per dollar on all other travel (. The average cash value of rewards earned in the. The Chase Freedom Unlimited is a cash back credit card, so redeeming your points for cash back at a value of 1 cent each is a solid redemption option. The Ink Business Unlimited Credit Card is a cash back credit card, so redeeming points for a value of 1 cent each is the standard redemption value. Cardholders receive a $10 monthly statement credit from Gopuff, a delivery service offering drinks, snacks and other household essentials. The Ink Business Cash Credit Card is a cash back credit card, so redeeming points for a value of 1 cent each is the standard redemption value. Although a welcome bonus is a one-time benefit, the Sapphire Reserve's is big enough to tip the scales. This means having certain cards will make it easier to obtain higher value. Redemptions to do with using your rewards towards the purchase of gift cards. Transferring your Ultimate Rewards Points to the World of Hyatt for these redemptions would give your points between 2.1 and 3.8 cents in value per point which is fantastic. You can get 1.25 to 1.5 cents per point if you transfer those points to a Chase Sapphire Reserve Card, Chase Sapphire Preferred Card or Ink Business Preferred Card. Chase has followed this path with the Sapphire Reserve. It becomes its own entity once added to the calculator and can be removed independent of the card that added it. The. Using the Pay Yourself Back feature, you can redeem your points for a value of 1 cents each towards gas station and grocery store purchases, and 1.25 cents each towards qualifying charities. You will not earn points on travel purchases until you have used the full $300 credit. Terms apply. This means you can use transfer credit card points from American Express Membership Rewards, Citi ThankYou Rewards, and Capital One Venture & Spark Rewards as well. You have the ability to change it. This means there's no need to re-enter spend when jumping to other credit card pages on the site. Like many other premium cards, the Sapphire Reserve will reimburse you when you charge the application fee for Global Entry or TSA PreCheck to the card. Put money back into your business. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website. Chase Ultimate Rewards Points value range between 0.6 and 2.1 cents based on the redemption. One particular sweet spot in the program is booking Delta One flights through the Virgin Atlantic UK website (availability does not show on US site from US destinations). Earn 10X total points on Chase Dining purchases with Ultimate Rewards. "@context": "https://schema.org", It earns Ultimate Rewards Points at an excellent rate across several categories and offers exceptional travel benefits such as an annual $300 travel credit, 50% point value boost, lounge access, and some of the best travel insurance coverage a credit card could offer. Find Credit Cards Based On Your Monthly Spend, Find Credit Cards Based On Your Business Expenses, Build Your Own Credit Card Combos & Calculate Rewards, Points & Miles Transfer Partner Calculator, American Express Membership Rewards Points Calculators, Chase Ultimate Rewards Points Calculators. This is the fee you must pay annually to have the card. Chase Sapphire Reserve points value Points earned with the Chase Sapphire Reserve are worth 1.5 cents on average meaning that 10,000 points would be worth $150. This is how much we value the rewards earned with the card on average based on. This is akin to getting a whopping 20% return on Lyft rides, since TPG values Chase Ultimate Rewards points at 2 cents apiece. It can be difficult to get approved for some Chase cards because of the issuers restrictive application requirements specifically, the 5/24 rule. Chase Sapphire Preferred Card It offers a great return on spend, a 25% point value boost to travel redemptions made through Chase Ultimate Rewards, an annual $50 hotel credit, a 10% anniversary bonus, and superb travel insurance. Ink Business Cash Credit Card points cannot be transferred directly to Chase's airline and hotel partners. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. That makes using its $300 annual travel credit much easier. The Chase Sapphire Reserve is the card that convinced average consumers that they could come out ahead with a premium credit card even after paying an annual fee of several hundred dollars a year. About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. With great benefits comes great annual fees. Points earned with the Ink Business Cash Credit Card are worth 1 cent each when redeemed towards travel through Chase Ultimate Rewards. You can transfer points to Chase's airline and hotel partners for a chance at higher value. Learn more about the card benefits in our detailed guide. Cardholders also receive a complimentary Lyft Pink All Access membership for two years, worth up to $199 annually. !-- Scripts --> Credit Card Combination Rewards Calculator. Adding authorized users will you $75 per additional user. Simply call the number on the back of your card. Explore more Refer-A-Friend Earn up to 50,000 bonus points per year by referring friends to the Sapphire Reserve card. The Chase Sapphire Preferred only awards 2x points for both of these categories. Get 50% more value when you redeem your . Points earned with the Ink Business Cash Credit Card can be redeemed at a value of 1.1 cents each towards internet, cable, phone services, and shipping made to your card using the Pay Yourself Back feature. If you know how to redeem Marriott Bonvoy Points for great value, transferring your Ultimate Rewards Points to Marriott's program is another solid option. Input your monthly and yearly spend amounts to find out which cards earn you the most points, miles, and cash back! Search for categories and click 'Add Category' to add it to the calculator. That's $750 when you redeem through Chase Ultimate Rewards. This is the cost to add additional users or supplemental cards to the account. If you're traveling to Europe and want to hit multiple destinations, Avios is the way to go. Some card offers that appear on this site are from companies from which this website receives compensation. The Chase Sapphire Reserve is a complete no-brainer credit card for those who love travel rewards especially for more frequent travelers. Theres also the Citi Prestige Card though its no longer open to new applicants. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. This website does not include all card companies or all card offers available in the marketplace. Enjoy comfortable seating at Chase Sapphire events in prime locations, complimentary food and drinks, plus a range of amenities, such as a dining concierge, charging stations, Wi-Fi and more. This device is too small. This site does not include all credit card companies or all available credit card offers. 10 points per dollar on Lyft rides (through March 31, 2025). If you want excellent value with little to no research, transferring your points to the World of Hyatt program is the route to take. That's $900 toward travel when you redeem through Chase Ultimate Rewards. With 3 points per dollar on travel and dining categories, industry-leading travel protections, valuable Chase Ultimate Rewards points, and various perks, the Chase Sapphire Reserve is one of our best credit cards. This site is informational and meant to provide help in calculating points with various programs. Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Transfer to airline and hotel partners: Chase has a partner network that includes multiple airlines and hotel chains. Improve earnings, maximize rewards and track progress toward dream trips. Earn points as you seek out new destinations. For example, 50,000 points are worth $750 toward travel.15. Here are the details: One of the biggest benefits of the card is the $300 annual travel credit. The value of this redemption will vary based on which partner you're transferring points to, but this is the best route to take if you're looking to maximize your Ultimate Rewards Points. Ultimate Rewards Points earned with the Chase Sapphire Reserve can be transferred at a 1:1 ratio to 13 travel partners. You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable). Cardholders also receive a complimentary Lyft Pink All Access membership for two years, worth up to $199 annually. The Ink Business Preferred Credit Card offers the ability to transfer your points to Chase's airline and hotel partners. While not a formally-published policy, numerous reports indicate that if youve opened five credit card accounts with any issuer in the past 24 months, your application will be automatically declined. Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This makes it very easy to build rewards for the program. This is what gives the Chase Ultimate Rewards program the upper hand when it comes to easy and simple redemptions that offer great value. You can hit that mark by spending as little as $650 a month on travel. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Offering up to 10 points per dollar on travel and dining through the Chase portal, this card earns incredibly valuable Ultimate Rewards points that can be transferred to hotel and airline partners or redeemed directly for flights at a rate of 1.5 cents per point. Plus, as a DashPass member get a $5 monthly DoorDash credit automatically applied at checkout12. These redemption values typically require knowledge of the best transfer partners. Use this section to add credit cards to the calculator. This can be useful if you're in need of cash back. If youre new to Chase Ultimate Rewards, make sure to see our guide to redeeming Chase Ultimate Rewards for maximum value. Call the Visa Infinite Concierge at 1-877-660-0905 for more details and to book your stay.8, Enroll in leading car rental rewards programs from National Car Rental, Avis and Silvercar. Cash back is one of the most flexible form of rewards and most easy to understand. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. 2023 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. If a card earns bonus points, miles, or cash back, it will be listed here. We and our partners use cookies to Store and/or access information on a device. If you currently have the Chase Sapphire Preferred Card, you can call Chase to see if you are eligible to upgrade to the Sapphire Reserve though you wont earn a sign-up bonus for upgrading. Input your average monthly business expenses into our calculator tool to get a list of up to 10 of the best business credit cards for earning you the most points, miles, and cash back. Annual fee: $95. Chase offers three Ultimate Rewards credit cards that allows you to transfer points to a handful of airline and hotel partners or redeem them for 25% to 50% more value towards travel via Chase Ultimate Rewards. The Chase Freedom Flex is a cash back credit card that earns Ultimate Rewards points redeemable for 1 cent each on average. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. Because Amazon occasionally offers cash off when you use Ultimate Rewards Points (and points from other programs) towards Amazon.com purchases. For example, I found a one-way flight on Delta One from New York (JFK) to Amsterdam (AMS) for 100,000 Virgin Points plus $55.25 in taxes searching the Virgin Atlantic UK website. Our points-obsessed staff uses a plethora of credit cards on a daily basis. The Chase Sapphire Reserve offers a 50% boost to the value of Ultimate Rewards Points when redeeming them through the Chase Travel portal. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. You may also get good value for your Chase Sapphire Reserve points if you transfer them to one of its transfer partners , which include British Airways Executive Club, JetBlue TrueBlue and Marriott Bonvoy, among others. This is a great alternative if you can't find good value through the Chase Ultimate Rewards travel portal. This redemption would give your points a value of 1.69 cents each which is great for Marriott. Receive a statement credit of up to $100 every 4 years as reimbursement for the Global Entry, TSA PreCheck, or NEXUS application fee charged to your Chase Sapphire Reserve. Learn More about the Chase Ink Business Cash Credit Card. Points earned with the Ink Business Preferred Credit Card have an average value of 1.25 cents per point meaning that 10,000 points is equal to about $125. Receive a statement credit of up to $100 every four years as reimbursement for the application fee charged to your Sapphire Reserve card.5.